Online surveys to assess the reliability of the bank clients


The proven leader in its field, EFL first pioneered psychometric credit scoring through research at the Harvard Center for International Development. It is based on dynamic behavioral design and psychometric assessment, which analyzes personality traits and the correlation with credit risk. This is the ideal approach for those candidates who have no credit history and cannot be assessed using traditional methods.

Task on the project

To develop over 50 credit risk assessment surveys based on terms of reference and user scenarios, for various banking institutions that have partnered with EFL (now LenddoEFL)

For this service, we implemented

  • a custom framework based on AngularJS and UI Kit;

  • the user interface of surveys, that is also available on smartphones and tablets;

  • a command-line interface (CLI), that automates the creation of polls.

Project image

Client feedback

  • It is my pleasure to recommend Dunice to you for any web development work. Dunice helped EFL build, maintain and grow our web platform for over two years. I’ve worked with lots of contractors and out sourcing companies and Dunice consistently provided talented developers that were competent, motivated and responsible. When the need arises I will definitely be contacting them again!

    Brett Elliot

    Director of Product, EFL GLobal

Project results

> 12 Million

applications were processed using questionnaires.

Banks in 16 countries use surveys

The time to create a new survey has decreased by 30%

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Nikolay Moiseenko

Nikolay Moiseenko

Head of development department

Developer x5
Developer x5
QA Specialist​
QA Specialist​
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Project Manager

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